How much money should I save before having a baby? This is a multifaceted inquiry that often plagues prospective parents, as they contemplate the myriad of expenses associated with welcoming a new life into the world. Should I consider the costs of prenatal care, maternity leave, and unexpected medical emergencies? What about the never-ending obligations of diapers, baby formula, and pediatric visits? Moreover, how will my financial situation be influenced by potential childcare expenses, which can vary dramatically based on my location and personal choices? Should I factor in the possibility of a loss of income during maternity or paternity leave? Additionally, could it be prudent to save not just for immediate costs, but also for the long-term financial commitments associated with raising a child? With so many elements to weigh, what constitutes a reasonable savings goal that will alleviate financial stress while ensuring my newborn has all the necessities for a healthy start?