How long should I have life insurance to adequately protect my loved ones and ensure their financial stability in the event of my untimely demise? Is there a specific duration that aligns seamlessly with my life circumstances, obligations, and the future aspirations of my family? For instance, could the life insurance coverage I choose need to extend until my children graduate from college, or should it encompass my entire working life until retirement? Additionally, how do factors such as my current age, health condition, and outstanding debts factor into this decision? Am I fully considering the nuances of my long-term financial goals, including potential estate planning needs? What about the implications of changing life events, such as marriage or having children—how might these scenarios necessitate a reevaluation of my coverage duration? Ultimately, what is the prudent approach to establishing a timeline for life insurance that satisfies not just immediate requirements, but also future uncertainties?